Terms & Conditions

1 Definitions

For the purposes of these Terms and Conditions, the following definitions apply:

• "99jiji" / "the Platform" / "we" / "us" refers to the 99jiji online casino and sportsbook operated under PAGCOR regulatory oversight and accessible at 99jiji.net.
• "Player" / "you" / "your" refers to any individual who accesses, registers on, or uses any service offered by 99jiji.
• "Account" refers to the registered player account created on the 99jiji platform following successful registration and KYC verification.
• "Services" refers to all games, sports betting markets, live dealer tables, bingo rooms, promotions, payment processing, and support functions provided by 99jiji.
• "Real Money Balance" refers to PHP funds deposited by the Player and held in the Player's 99jiji account wallet.
• "Bonus Balance" refers to promotional funds, free bet credits, or free spins awarded to the Player subject to wagering requirements.
• "KYC" refers to the Know Your Customer identity verification process required under PAGCOR regulations and Philippine anti-money laundering law.
• "PAGCOR" refers to the Philippine Amusement and Gaming Corporation, the government body responsible for regulating and licensing online gaming operations in the Philippines.
• "Wagering Requirement" refers to the number of times a Bonus Balance must be wagered before it or any associated winnings may be converted to Real Money Balance and withdrawn.

2 Acceptance of Terms

By accessing the 99jiji platform, creating an account, making a deposit, placing a wager, or using any Service provided by 99jiji, you confirm that you have read, understood, and unconditionally agree to be bound by these Terms and Conditions, together with the 99jiji Privacy Policy, Responsible Gaming Policy, and any specific game or promotion rules that may apply.

These Terms apply to all access to the 99jiji platform, whether via desktop browser, mobile browser, or any application distributed by or on behalf of 99jiji. Your continued use of the platform following any update to these Terms constitutes acceptance of the revised Terms.

3 Eligibility

3.1 Age Requirement

The 99jiji platform is strictly restricted to individuals who are at least 21 years of age, in accordance with PAGCOR regulations and Philippine law governing online gambling participation. Any person under the age of 21 is prohibited from creating an account or using any 99jiji Service.

3.2 Geographic Restriction

The 99jiji platform is operated and licensed under PAGCOR for players located in the Philippines. It is your responsibility to ensure that accessing and using the 99jiji platform is lawful in your jurisdiction. 99jiji does not accept registrations from jurisdictions where online gambling is prohibited by applicable law.

3.3 Single Account Policy

Each Player is permitted to hold one (1) active account on the 99jiji platform. The opening of duplicate, secondary, or multiple accounts by a single individual — whether using the same or different personal details — is strictly prohibited and will result in permanent account closure and forfeiture of all balances held across the duplicate accounts.

3.4 Excluded Persons

The following persons are not eligible to register or maintain a 99jiji account:

• Persons under 21 years of age;
• Persons who have self-excluded from 99jiji or any PAGCOR-regulated gaming platform;
• Employees, contractors, agents, or affiliates of 99jiji or its technology and gaming partners;
• Persons listed on PAGCOR's exclusion registry or any applicable national gaming exclusion list;
• Persons acting on behalf of any of the above categories.

4 Account Registration & KYC Verification

4.1 Registration Requirements

To open a 99jiji account, you must provide accurate, complete, and current personal information including your full legal name, date of birth, residential address in the Philippines, and a valid contact number and email address. You warrant that all information provided during registration is truthful and not misleading.

4.2 KYC Documentation

In compliance with PAGCOR requirements and Republic Act No. 9160 (Anti-Money Laundering Act of the Philippines), 99jiji requires all Players to complete identity verification before processing any withdrawal. Accepted identification documents include:

• Philippine Statistics Authority (PSA) National ID (PhilSys);
• Unified Multi-Purpose Identification (UMID) Card;
• Philippine Passport;
• Driver's License issued by the Land Transportation Office (LTO);
• Voter's ID issued by the Commission on Elections (COMELEC);
• Postal ID;
• Other government-issued photo IDs acceptable under PAGCOR guidelines.

4.3 Address Verification

99jiji may require proof of residential address in the Philippines, which may be satisfied by a recent utility bill, bank statement, or barangay clearance dated within 90 days of submission.

4.4 Consequences of Non-Compliance

Accounts that fail to complete KYC verification within the timeframe specified by 99jiji will have withdrawal functionality suspended until verification is complete. 99jiji reserves the right to close accounts where KYC requirements cannot be satisfied and to report suspicious activity to PAGCOR and relevant Philippine authorities.

5 Account Security

You are solely and entirely responsible for all activity conducted through your 99jiji account. You must:

• Choose a strong, unique password for your 99jiji account and not reuse it across other services;
• Enable multi-factor authentication (MFA) where offered;
• Never share your login credentials, one-time passwords, or authentication codes with any other person;
• Log out of your account after each session, particularly on shared or public devices;
• Notify 99jiji support immediately if you suspect unauthorised access to your account.

99jiji will not be liable for losses arising from your failure to maintain the security of your account credentials, except where such loss is directly caused by a failure of 99jiji's own security infrastructure.

6 Deposits & Withdrawals

6.1 Accepted Payment Methods

99jiji accepts deposits and processes withdrawals in Philippine Peso (PHP) via the following PAGCOR-approved payment channels: GCash, Maya (formerly PayMaya), GrabPay, BPI, BDO, Metrobank, InstaPay, and QR Ph. Payment method availability may vary. 99jiji does not accept cryptocurrency deposits or withdrawals.

6.2 Minimum and Maximum Transactions

Minimum deposit and withdrawal amounts are displayed within the 99jiji account cashier at the time of transaction. These limits may be adjusted from time to time in accordance with PAGCOR guidelines or payment provider requirements. 99jiji will provide reasonable notice of any material changes to transaction limits.

6.3 Withdrawal Processing

Withdrawal requests submitted by verified Players will be processed within the timeframe displayed in the cashier section, subject to fraud and AML checks. 99jiji reserves the right to request additional documentation before processing any withdrawal where circumstances warrant enhanced due diligence.

6.4 Player Fund Protection

Player Real Money Balances are held in accounts segregated from 99jiji's operational funds. This segregation is maintained to protect player funds in the event of any operational disruption. However, 99jiji does not represent that player funds are protected by any insurance scheme beyond what is mandated by PAGCOR.

6.5 Anti-Money Laundering

All deposit and withdrawal activity on the 99jiji platform is subject to monitoring for compliance with Republic Act No. 9160 and its amendments. Withdrawals must be made via the same payment method used for the corresponding deposit where technically feasible. 99jiji will report any suspicious transactions to the Anti-Money Laundering Council (AMLC) of the Philippines as required by law.

7 Bonuses & Promotions

7.1 General Bonus Terms

All bonuses, free bets, free spins, cashback offers, and other promotions are offered at the sole discretion of 99jiji and are subject to these general terms as well as any specific promotion terms published at the time of the offer. 99jiji reserves the right to withdraw, modify, or cancel any promotion at any time without prior notice.

7.2 Wagering Requirements

Unless otherwise stated in the specific promotion terms, all bonus amounts and any winnings derived from bonus funds are subject to a wagering requirement before they may be withdrawn. The applicable wagering requirement will be clearly stated in the promotion terms. Real Money Balance is always used and wagered before Bonus Balance.

7.3 Bonus Abuse

99jiji actively monitors bonus utilisation patterns. The following activities constitute bonus abuse and will result in bonus forfeiture and may result in account suspension:

• Opening multiple accounts to claim the same promotion more than once;
• Coordinating with other players to exploit bonus terms through collusion;
• Placing low-risk or hedged bets designed solely to fulfil wagering requirements without genuine gameplay intent;
• Exploiting software errors, glitches, or miscommunications in promotion terms in bad faith.

7.4 Expiry

Bonus balances that are not used within the validity period specified in the applicable promotion terms will expire and be removed from the Player's account without compensation.

8 Game Rules & Betting

8.1 Game Integrity

All casino games offered on the 99jiji platform — including slots, live dealer games, bingo, Lucky Dice, and Jacks or Better — use certified Random Number Generation (RNG) technology or live dealing procedures that are independently audited for fairness. Published Return-to-Player (RTP) percentages are based on long-term statistical averages and do not guarantee individual session outcomes.

8.2 Sportsbook Betting Rules

All sports betting markets offered through the 99jiji sportsbook are governed by the specific market rules published within the sportsbook interface. In the event of any ambiguity, the ruling of the 99jiji trading team shall be final. Markets may be suspended, voided, or settled in accordance with official results from governing bodies including the PBA, FIBA, UFC, and other recognised sports organisations.

8.3 System Errors

In the event of a software malfunction, connectivity failure, or system error that affects the outcome of a game or bet, 99jiji reserves the right to void affected bets and return stakes to Players. 99jiji will not be liable for losses arising from technical failures beyond its reasonable control, including failures of third-party payment providers or telecommunications infrastructure.

8.4 Maximum Win Limits

Maximum single-bet or single-session win limits may apply to certain games and markets. These limits are displayed within the game interface or betting slip at the time of wagering. 99jiji reserves the right to void any portion of a win that exceeds a published maximum limit.

9 Prohibited Activities

The following activities are strictly prohibited on the 99jiji platform and may result in immediate account suspension, balance forfeiture, and referral to PAGCOR or Philippine law enforcement authorities:

• Using the platform for any money laundering activity in violation of the Anti-Money Laundering Act (RA 9160) or related Philippine legislation;
• Engaging in match-fixing, spot-fixing, or any attempt to manipulate the outcome of any sports event listed on the 99jiji sportsbook;
• Colluding with other players to gain an unfair advantage in any game or market;
• Using automated bots, scripts, artificial intelligence tools, or any software that interacts with the platform in a non-human manner without explicit written authorisation from 99jiji;
• Providing false, misleading, or fraudulent personal information during registration or KYC verification;
• Accessing the platform on behalf of any excluded or self-excluded person;
• Charging back or reversing any deposit transaction after corresponding game activity has occurred;
• Exploiting any software vulnerability, bug, or error in the 99jiji platform for financial gain;
• Engaging in any activity that disrupts, overloads, or compromises the security or integrity of the 99jiji platform or its supporting infrastructure.

10 Intellectual Property

All content on the 99jiji platform — including but not limited to text, graphics, logos, game assets, software, audio, video, and data compilations — is the intellectual property of 99jiji or its licensed content providers and is protected under applicable Philippine and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 99jiji platform solely for personal, non-commercial gaming purposes. You may not copy, reproduce, modify, distribute, publicly display, or create derivative works from any 99jiji content without prior written authorisation.

11 Privacy & Data Protection

99jiji collects, processes, and stores personal data in accordance with the Data Privacy Act of 2012 (Republic Act No. 10173) of the Philippines and its Implementing Rules and Regulations. The full details of 99jiji's data practices, your rights as a data subject, and the lawful bases for processing are described in the 99jiji Privacy Policy, which forms part of these Terms by reference.

By creating an account on 99jiji, you consent to the collection and processing of your personal data as described in the Privacy Policy, including the sharing of data with PAGCOR, the AMLC, and other regulatory authorities as required by law.

12 Responsible Gaming

99jiji is committed to promoting responsible gaming practices. The platform provides the following tools which Players are encouraged to use:

• Deposit Limits: Set daily, weekly, or monthly deposit caps on your account;
• Loss Limits: Set a maximum loss threshold per session, day, week, or month;
• Session Time Reminders: Receive notifications when you have been playing for a defined duration;
• Self-Exclusion: Temporarily or permanently exclude yourself from the 99jiji platform. Self-exclusion requests submitted to 99jiji support are processed within 24 hours and cannot be reversed for the duration of the exclusion period;
• Reality Checks: Periodic on-screen reminders of your session duration and net wagering activity.

99jiji reserves the right to impose responsible gaming restrictions on any account where usage patterns suggest problem gambling behaviour, without requiring Player consent, in fulfilment of its obligations under PAGCOR regulations.

13 Limitation of Liability

To the maximum extent permitted by applicable Philippine law, 99jiji's total liability to any Player in connection with the use of the platform — whether arising in contract, tort, statute, or otherwise — shall not exceed the total amount deposited by the Player in the 30-day period immediately preceding the event giving rise to the claim.

99jiji shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive loss or damage;
• Loss of profits, loss of data, or loss of goodwill;
• Service interruptions caused by force majeure events, including natural disasters, acts of government, or infrastructure failures;
• Losses arising from the Player's own negligence or breach of these Terms;
• Actions taken by PAGCOR or other regulatory authorities that affect the availability of the platform.

Nothing in these Terms limits 99jiji's liability for fraud, wilful misconduct, or any liability that cannot be excluded under applicable Philippine law.

14 Account Suspension & Closure

14.1 Suspension by 99jiji

99jiji reserves the right to suspend, restrict, or permanently close any Player account at its sole discretion, including but not limited to circumstances where:

• A breach of these Terms has occurred or is suspected;
• KYC verification cannot be completed;
• Fraudulent, collusive, or money laundering activity is suspected;
• A regulatory instruction from PAGCOR or another competent authority requires account action;
• Responsible gaming obligations require restriction of the account.

14.2 Closure by Player

Players may request account closure at any time by contacting 99jiji support. Before closure, any pending withdrawal of the Real Money Balance will be processed subject to completed KYC verification and AML checks. Bonus Balances will be forfeited upon voluntary account closure.

14.3 Dormant Accounts

An account that has had no login activity for a period of 12 consecutive months will be classified as dormant. Dormant accounts may be subject to an administrative maintenance fee in line with PAGCOR guidelines. 99jiji will provide advance notice before any fee is applied to a dormant account.

15 Governing Law & Dispute Resolution

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms, including disputes relating to their validity, interpretation, or performance, shall first be submitted to the 99jiji support team for internal resolution.

If a dispute cannot be resolved through internal support within 30 calendar days of submission, either party may refer the matter to PAGCOR's dispute resolution mechanism as the competent regulatory authority. Players retain the right to refer unresolved matters to the appropriate Philippine courts as a last resort.

You agree that any legal proceedings shall be conducted in the courts of the Philippines, and you waive any objection to the jurisdiction of such courts.

16 Amendments to These Terms

99jiji reserves the right to amend, update, or replace these Terms and Conditions at any time. Material changes will be communicated to registered Players via email or prominent notice on the platform at least seven (7) calendar days before taking effect, except where a shorter notice period is required by PAGCOR or applicable law.

Your continued use of the 99jiji platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must stop using the platform and may request account closure prior to the effective date.

17 Contact & Support

For questions, complaints, or requests relating to these Terms and Conditions, account management, KYC, responsible gaming tools, or any other matter, please contact the 99jiji support team:

• Email: [email protected] (plain text — not a clickable link)
• Support Portal: Available within your 99jiji account dashboard under "Help & Support"
• Hours: 24 hours a day, 7 days a week, 365 days a year
• Languages: English

For regulatory complaints that cannot be resolved through 99jiji's internal process, Players may contact PAGCOR directly through PAGCOR's official website and published contact channels.